Attention homeowners: Real estate appraisal services for in Media and Delaware County
See the top seven reasons why PA homeowners call on Timothy Crann & Co., LLC:
Need help determining the price of your home in or near Media, PA?
At Timothy Crann & Co., LLC, we understand the special needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Timothy Crann & Co., LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours. PMI Removal AppraisalsA preferred way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We are seasoned in helping consumers just like you rid yourselves of unwanted and unneeded PMI insurance. Challenge Delaware county's assessment of your propertyIf you live in a region that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An expert appraisal from Timothy Crann & Co., LLC is your strongest weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be inconvenient from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Timothy Crann & Co., LLC can help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for preciseness, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home. |